After your death, your debts must still be paid. Despite the fact that you're not there to pay them. Creditors may try to make your family members feel as if they have to pay these debts, even though they're not usually required to do so legally.
How to talk to your parents about estate planning
It may be difficult to talk about estate planning with your parents. Your parents may be uncomfortable thinking about death, and the thought of losing independence as they age may be frightening.
How can you choose a power of attorney?
A durable power of attorney, known as a POA, is one of the most, if not the most, important documents in your estate plan. This document assigns a person as the representative who will act on your behalf if you are not able to do so. They may manage your business and financial transactions on your behalf.
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