Ohio residents may think of debilitating medical conditions like Alzheimer's disease when the issue of incapacity is raised, but car accidents or other unforeseen events can leave even younger individuals who enjoy good health unable to care for themselves or make important decisions. While becoming incapacitated may be difficult to talk or even think about for most people, taking steps to prepare for the worst possible outcomes in life could help to make things easier for friends and family members during extremely difficult times.
While many people understand the necessity of estate planning, many also focus solely on what will happen when they die rather than making provisions for possible disability. The type of planning concerning making decisions for someone who is incapable of handling his or her own affairs is called "incompetency planning," and it should be an integral part of any estate plan.
When an individual is unable to provide for his or her basic needs, a court may appoint a guardian. This may happen if a child has no one to provide care or when an adult suffers from a mental illness or is otherwise unable to make his or her own decisions. For instance, if an individual has a drug problem or is in a coma, a guardian may be appointed.